1550 Parkside Drive, Suite 260 Walnut Creek, CA 94596

Ph 925.746.0502

dtuemmler@protectedinvestors.com

www.protectedinvestorswc.com

Denise is a CERTIFIED FINANCIAL PLANNER™ professional and Registered Investment Advisor for Protected Investors of America. In 2007, Denise obtained these designations to continue her career in financial planning, helping clients make sound financial decisions to achieve their retirement and investment goals. Leveraging skills from her many years working as a consultant to major corporations, Denise has developed an ability to listen and understand client's needs to ensure that her financial planning recommendations and investment choices are appropriate for each individual.

Before joining Protected Investors, Denise earned her BA in Political Science from Occidental College. After college she worked consulting in document management technologies, which included a stint in the UK consulting to major oil companies. Her overseas experiences fueled her interest in global enterprise, prompting Denise to obtain her MBA in International Business from the Thunderbird School of Global Management. Denise applies her knowledge of global business to the current investing environment.

After earning her MBA, Denise transitioned to a career in finance, working as a Client Services Manager / Investment Advisor for 401(k) plans, and at Charles Schwab & Co. as an Investment Specialist. She joined Sharon and the team at Protected Investors of America in 2007.

Denise, her husband and two teenage daughters live in Orinda. When not in the office, you can find Denise cheering on her daughter at soccer tournaments, jogging and hiking.

Denise is an active member of the Financial Planning Association East Bay Chapter, volunteers as treasurer for a local non-profit, and serves on the Board of Protected Investors of America. She has also been awarded the designation of "Five Star Wealth Manager" by Diablo Magazine for the past three consecutive years.

To receive the Five Star Wealth Manager award, individuals must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients. Recipients are identified through research conducted by industry peers and firms. Third party rankings and recognitions from rating services or publications are not indicative of past or future investment performance. For more information, go to www.fivestarprofessional.com.

Check the background of this investment professional on FINRA's BrokerCheck